Bookshelf Review~ Living The Savvy Life.

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I have books all over my house; I love the feel and touch of real books. I love the convenience and portability of my Kindle. I just love reading books, and learning new things. I also enjoy reading a book to simple relax, be entertained and to keep my imagination busy. This got me thinking, it would be fun to add my favorite readings to the blog, so this will be a new addition to my blog, which I hope to do on a regular basis. This already excites me so let’s get started.

 

 Review of the book: Living the Savvy Life by Melissa Tosetti and Kevin Gibbons

I am currently reading a book called Living the Savvy Life by Melissa Tosetti and Kevin Gibbons. It is mostly focused on money management for women. The Savvy women’s philosophy is “of saving money on the things that aren’t as important to you so you so you can afford to spend money on the things that are most important to you.” Page 30. An example of this in the book is cutting down on several average meals a week, by cooking more meals at home and then having the savings to spend on going out to a real classy restaurant and enjoying a quality meal and experience. I chose that example because I could relate to it. I notice that I often go out and end up having very average or below average takeaway meals. It would make more sense to pack a picnic lunch and have the joy of putting the money towards a really good night out or lunch at a restaurant. The book also gives examples of saving in other areas of spending, and using the savings towards a travel goal. So it is about making quality spending choices in the area of the things and experiences you really want in your life.

 

It also gives good quality advise like spending less than you make, saving 20percent of your income, paying yourself first, and paying your bills on pay day.

It encourages the reading to really look at spending habits by tracking their spending and take a realistic assessment of where they are currently. It encourages people to set some financial goals, for example savings, or big purchases like a home, or even travel. It is a good idea to set goals, actionable steps and to set a dead line time. The writer suggests we spend our money on the things we love. This is not always easy because we can be lured into buying things we don’t want or need by advertising and even by what we think we are expected to have like a new car, when all we need is a reliable car, and would much sooner travel somewhere each year.

There are also lots of tips on ways to save money in different areas. Some examples are as follows:

  1. Home: take care of what you have~ Finding ways to make cleaning more fun like playing your favorite music, turning it into a mini workout and rewarding yourself for completing the job. I also add make your own natural cleaners, which will smell, better and be more friendly to use.

 

  1. Entertainment: Take advantage of free community events such as festivals and music in the park, often even children’s or family days in your city . ~Check local newspapers, council web sites, and community boards for these.

 

  1. Wardrobe: If you love fashion you could set up a spending budget for it~ The idea of allocating a certain amount of money towards the fashion contents of our wardrobe. This can also include planning purchases and thinking about quality core basics that last for years.

 

  1. Food: Develop cooking skills~ This could be trying to make one new dish a week, and taking advantage of all the great free recipe resources that are out there. I like this idea because with practice cooking nice inexpensive dishes becomes easy and enjoyable. It is also a way to be creative in the kitchen.

 

It also provides a chapter with questions so as you can identify your own saving’s goals. This is a great book about managing your money, making savings, and taking charge of your own lifestyle by choosing to spend money on the things and experiences you love.

 

Personally I loved the mindset it encourages, which is you can afford to live the life you love, by being more mindful about spending plus more purposeful in how you manage your money. It has encourage me to think more in terms of quality and less stuff, saving for holidays, and saving for the future, and watching for those areas where I waste money on things or experiences that just are not that important to me. Mostly it reminds me not to compare myself to others, rather to focus on what my finance goals are to create the life for family and myself that we want to live.

 What have you been excited about reading?

Wishing you all a wonderful day!

Fran Dishon
Fran Dishon

 

 

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Frugal Artist’s Date ideas

Wow I have been busy with work and have missed a couple of post, so lots of catching up to do. I really enjoy reading the Artist’s  Way  and working through the book. So I thought I would just focus on one of her tools the Artist’s Date.
I enjoy going for my Artist Dates, this is one of the tools Julia Cameron encourages people to use, as a way of rediscovering ones own creativity.
An Artist Date is a date with your inner-artist, or your inner-child where you solely spend time with yourself. It is meant to be fun or simply something you enjoy doing. It is a bit like a play date with yourself. Then just take the time to listen to your inner voice, play  and  enjoy! Julia also talks about how we need to re-fill our wells. Sometimes I am so busy attending to others I forget to attend to me. Going on an Artist’s Date ensures I look after me and refill my well so I can continue to create a wonderful life.

Here are 10 frugal Artist’s Dates:

  1. Find a new park, walk around or through it and take photo’s, sit and read, have lunch, or even sit and write.
  2. Be a tourist in your local area, go see local sites look at them as you are seeing them for the first time, find out about the history of your local area.
  3. Op shops lots of fun looking for treasures
  4. Take yourself out to a nice cafe for a coffee/tea/drink and enjoy reading a book.
  5. Do art journalling, its lots of fun and you get to be creative
  6. Support the local art scene. Go to local festivals and events which are often free or very cheap.
  7. Take your self for a picnic
  8. Relax and take a long soaking bath, with candles and music (This is one I need to do.)
  9. Go visit a pet store and enjoy looking at the animals
  10. Browse craft shops, nurseries, and potteries and admire the creativity of others.(I think I would like to visit a nice garden nursery too>)

These are some of the frugal ideas I can think of for an artist’s date, I am sure there are plenty of more like just spend time on doing your favourite craft or getting messy with hand paints.  Please share your ideas I am always looking for new places to explore or activities to dive into.